Texas Rideshare Insurance options for Uber and Lyft Drivers

They say everything is bigger in Texas. That is especially true when it comes to the rideshare insurance market, with no fewer than six companies offering rideshare insurance for Lyft and Uber drivers in Texas. With big hitters like Geico, Farmers, USAA, Metlife, State Farm, and Allstate, all Uber and Lyft drivers should be able to find affordable rideshare insurance whether they’re driving in San Antonio, Dallas, Houston, Austin, or Lakeland.

Most rideshare insurance Texas policies can be purchased for $6-$20 above the cost of a personal auto insurance policy. When the cost is so low, it just doesn’t make sense to roll down I-80 or through Austin without a decent rideshare insurance policy. So, contact one of the insurance companies below today to get a quote for a rideshare friendly insurance policy.

Texas rideshare insurance

 Even great drivers have accidents. For proper rideshare coverage, purchase a Texas rideshare insurance policy.

Companies offering rideshare insurance coverage in Texas

Currently, the following companies offer rideshare coverage in Texas:

Typically, rideshare coverage can be added to a personal auto insurance policy for between $6 and $20 dollars per month. To learn about the differences between the types of rideshare insurance offered, visit our main rideshare insurance page.

Recommended Texas Rideshare Insurance Agents

Currently, Rideshare Central has no recommended agents in Texas. If you know of a good rideshare insurance agent in Texas that we should recommend, contact us and let us know.

Texas Rideshare Insurance: Should i get rideshare insurance if I’m driving with Lyft or Uber?

That’s a good question. Although Lyft and Uber provide liability and property coverage, they do not provide collision coverage during period 1 (app on, no ride request) and only provide contingent collision coverage while you are on a trip. So, if your car is damaged while you’re waiting for a ride request to come in, Uber and Lyft will not cover you. Even worse, your regular personal auto insurance policy won’t cover you either if they know you’re a rideshare driver. In fact, they may cancel your policy if they find out you’re a rideshare driver, unless you have a rideshare insurance policy or a rideshare endorsement on your auto policy. So, if you want to be fully covered while driving for Uber and Lyft, get a rideshare insurance policy

You can likely find rideshare coverage in Texas for as little as a few bucks a month. Even better, you can probably find a rideshare policy with a lower deductible than either Uber ($1,000) or Lyft ($2,500). Better coverage with a lower deductible? Seems like purchasing rideshare coverage is a no-brainer. There is also the peace of mind that comes with having your own policy that covers everything, especially since the additional cost is relatively low.

So, if you’re driving for Uber or Lyft anywhere in Texas, please consider purchasing a decent rideshare insurance policy. It doesn’t matter if you’re driving in Fort Worth, El Paso, Plano, Lubbock, Dallas, or anywhere else in Texas, you’re best bet is to be fully covered. Get some Texas rideshare insurance coverage today.

Enacted Texas Rideshare Insurance Legislation: HB100
Lyft Texas Rideshare Insurance Certificate.
Uber Texas Rideshare Insurance Certificate.